Depending on who you ask, you probably will find some very interesting answers. Life that people wish they had, and of those who are. Which category do not belong to you? One reason some people do not invest because of fear. They are afraid they will lose their money. They are scared enough they do not know to make informed decisions about investing.
With the right information, you are fearful or investment vehicle to use to make their money not to be confused about.
Although there are many investment vehicles available, the important thing to you as a new investor, do not overstretch yourself. This means that you do not invest in every single vehicle in the beginning. Your portfolio gradually building just by getting a type of investment can start. You then increase to two, then three, and so on. Investment vehicle for you to also define what the short term, mid term and long-term strategy will have access to.
The fact that you do not save money, you can not become rich. Many people have a lottery mentality. To become wealthy, you do not do much, but how much you save. Your savings is also not consistent.
Now you say, "but I can barely make ends meet" can be. The hard truth is that if you pay (which is to save money) you never, you may not be able to make ends meet.
Creating wealth involves discipline, and you may need to cut some things. If you do not do this, the sad fact is that you can never be debt free.
Yes, we all have to pay the bills, but it does not strive to live a debt free life can not be an excuse.
Off a plan to pay your bills on a regular basis. You will be surprised how much money you may be able to save if you cut out non-essentials. Put bills to an absolute minimum. Remember back bill to keep you in debt, while saving money will make you debt free.
Your investments, you may decide that a certain percentage of your pay check will come on a regular basis.
In order to not be tempted to spend money, you can arrange to have money taken directly from your paycheck. If it is not possible, then some form of direct payment from your bank account to be set. Remember, you are giving yourself! You've worked hard, and you deserve it.
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Saturday, July 2, 2011
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